Start Here!

I’m Ton. I’m a 31 year old father from the Philippines.  I am a Certified Public Accountant and Certified Internal Auditor. But just like you, I am still learning about personal finance and investing in the stock market.

I am married to a drama queen who writes in her blog Head Over Heels Mom. We are blessed with two adorable kids named Theo and Tobey.


My Take

My only recollection of learning personal finance from home is my mom constantly reminding me to save money in the bank. Incidentally, she worked for a bank in her more than 35 work experience.

With a very small interest I am getting from my savings account, I decided to scour the internet. From that I learned how to open a mutual fund and invest in the stock market. I am not a guru but realized it is difficult to start if you are a newbie. That’s the reason I decide to blog. To write down my thoughts and hopefully help someone who is like me “searching for answers”

Also, I am very much interested in learning more about getting rich, personal development and I love motivational quotes. For these reason, my posts revolve around this topic.

If you are new to this site, I suggest you subscribe so you get FREE articles on my post by clicking this link

If this is your first time to read this blog, i suggest the following posts.
Money Management 101
Investing in Philippine Stock Market
Mutual Fund
Track Your Expenses

or you will notice the tabs above, click the category that interests you. Below are the brief description of each tabs


  • Personal Finance - all posts related to saving money, earning more money and managing that money
  • Personal Development - i love reading books and picking nuggets of wisdom from them. Here you will find the list of books that i have read. The books are mostly about getting rich and personal development
  • Stock Knowledge - All above stock investing and posts related stock picks and/or ideas about stocks
  • Life Lessons - Personal Anecdotes
  • Quotes - I am a sucker for quotes. They help me get by through difficult times and a great reminder for me whenever my brain is clouded by emotions.



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